Our Loan Products

We specialize in various loan categories to cater to different financial needs. Below are the key loan products offered by InfinTech 

1. Personal Loan

A personal loan is an unsecured loan that helps individuals meet immediate financial needs without collateral. It is ideal for medical emergencies, travel, education, weddings, home renovation, or debt consolidation.

Key Features:

• Loan amounts ranging from ₹50,000 to ₹50 lakhs.

• Quick approval and disbursal process.

• Competitive interest rates.

• Flexible repayment tenure from 12 to 72 months.

• Minimal documentation required.

• Available for salaried and self-employed individuals.

2. Business Loan

A business loan provides essential funds for entrepreneurs and business owners to expand operations, manage working capital, or purchase equipment and inventory.

Key Features:

• Loan amounts up to ₹5 crores.

• Secured and unsecured options available.

• Flexible tenure ranging from 12 months to 5 years.

• Customized repayment options.

• Special schemes for startups and SMEs.

• Hassle-free processing with minimal paperwork.

3. Home Loan

Buying a home is a significant investment, and our home loan solutions make the process easier by offering affordable financing options.

Key Features:

• Loan amount up to 90% of the property value.

• Interest rates starting from 6.75% p.a.

• Flexible repayment tenure up to 30 years.

• Balance transfer facility available.

• Loans for home purchase, construction, and renovation.

• Simple and transparent application process.

4. Loan Against Property (LAP)

A loan against property allows individuals and businesses to leverage their owned property for securing a loan at lower interest rates.

Key Features:

• Loan amounts up to ₹10 crores.

• Mortgage residential or commercial properties.

• Interest rates lower than unsecured loans.

• Tenure up to 15 years for convenient repayment.

• Funds can be used for business expansion, education, or personal needs.

• Quick processing and approval with minimal documentation.

5. Overdraft (OD) Facility

An overdraft facility provides businesses and individuals with flexible credit options to manage cash flow and working capital efficiently.

Key Features:

• Withdraw funds as needed, up to a pre-approved limit.

• Interest charged only on the utilized amount.

• Flexible repayment and renewal options.

• Suitable for salaried individuals, self-employed professionals, and businesses.

• Easy eligibility and documentation.

Why Choose InfinTech ?

1. Multiple Loan Options Under One Roof

We offer a diverse range of loan products catering to various financial requirements, eliminating the hassle of approaching multiple banks or NBFCs.

2. Strong Banking & NBFC Partnerships

Our well-established collaborations with top financial institutions enable us to offer the best loan options with attractive terms.

3. Hassle-Free Loan Processing

We handle the complexities of loan applications, reducing paperwork and ensuring a smooth experience for our customers.

4. Transparent and Ethical Practices

We provide complete clarity on interest rates, fees, and repayment terms, ensuring there are no hidden surprises.

5. Quick Approvals & Disbursements

We prioritize efficiency, ensuring that customers receive fast approvals and quick disbursement of funds to meet their urgent financial needs.

Eligibility Criteria for Loans

While specific eligibility criteria vary for different loan products, here are some common factors considered by lenders:

• Age: Typically between 21 to 65 years.

• Income Stability: Salaried or self-employed with a steady income.

• Credit Score: A good CIBIL score (650+) improves loan approval chances.

• Employment Status: Minimum work experience for salaried individuals and stable business operations for self-employed applicants.

• Property Ownership (for secured loans): Required for loans against property.

Documents Required for Loan Application

Most loan applications require the following documents:

• Identity Proof: Aadhaar Card, PAN Card, Passport, or Voter ID.

• Address Proof: Utility bills, Rental agreement, or Passport.

• Income Proof: Salary slips, bank statements, or ITR documents.

• Business Proof (for business loans): GST registration, business licenses, and audited financials.

• Property Documents (for secured loans): Title deed, property tax receipts, and valuation reports.

Customer Success Stories

At InfinTech , we take pride in helping thousands of individuals and businesses achieve their financial goals. Here are some testimonials from our satisfied customers:

Testimonial 1: "I needed a personal loan urgently, and InfinTech  made the process smooth and hassle-free. Within a few days, I got the funds in my account with minimal paperwork. Highly recommend their services!" – Rohit Sharma, Delhi

Testimonial 2: "Thanks to InfinTech, I was able to expand my business with a quick business loan at a great interest rate. The team was very supportive and transparent throughout the process. I will definitely use their services again!" – Megha Gupta, Mumbai

Conclusion

At InfinTech Loan DSA, we are committed to providing seamless and customized financial solutions to our clients. Whether you need a loan for personal use, business expansion, or property-related funding, our expert team ensures that you get the best deal with ease and efficiency.

Get in touch with us today to explore the best loan options for you!