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Comprehensive Loan Solutions Under One Roof: A Deep Dive into In Fintech’s Services

In an age where financial aspirations are rising and timely credit is crucial, finding a trustworthy partner for your borrowing needs is more important than ever. In Fintech, a leading loan advisory and distribution company founded in 2016, has emerged as a dependable and efficient service provider in the loan industry. Powered by a team of ex-bankers with over 15 years of industry experience, In Fintech offers a complete range of loan solutions through strategic tie-ups with all major banks and NBFCs in India.

From personal and home loans to business finance and loans against property, In Fintech has become a one-stop destination for tailored loan services. Here's a closer look at their services, what sets them apart, and why thousands of customers across India trust them for their financial needs.

1. Personal Loans: Quick Cash for Your Personal Goals

In Fintech specializes in providing hassle-free personal loans to salaried and self-employed individuals. Whether it’s for a medical emergency, travel, home renovation, or debt consolidation, the company ensures quick approval and disbursal.

Key Features:

  • Loan amounts ranging from ₹50,000 to ₹40 lakhs.

  • Flexible repayment tenure of up to 5 years.

  • Attractive interest rates starting as low as 10.50% p.a.

  • 100% digital process with minimal documentation.

With access to multiple lending partners, In Fintech compares loan offers from top banks and NBFCs and presents the best-suited options based on the client’s income, credit score, and repayment capacity.

2. Home Loans: Turning Your Dream of Home Ownership into Reality

Buying a home is a life-changing decision, and In Fintech makes the financing part smooth and affordable. They offer expert assistance in availing home loans from reputed lenders at the most competitive interest rates.

Key Features:

  • Home loan eligibility calculation and pre-approval support.

  • Interest rates starting from 8.50% p.a.

  • Tenure options up to 30 years.

  • Balance transfer and top-up loan facility.

  • Guidance on PMAY subsidies (if eligible).

Whether it’s a first-time home purchase, home construction, or refinancing an existing loan, In Fintech provides end-to-end support—from document preparation to bank coordination—ensuring a stress-free experience.

3. Business Loans: Fueling the Growth of India’s Entrepreneurs

For India’s vibrant MSME sector and startup ecosystem, timely access to working capital can make all the difference. In Fintech offers customized business loan solutions to small and medium enterprises across industries.

Key Features:

  • Unsecured loans up to ₹2 crore without collateral.

  • Collateral-based loans with lower interest rates.

  • Flexible repayment terms from 1 to 5 years.

  • Funding available for working capital, equipment purchase, business expansion, and more.

By understanding the nature of each business, analyzing cash flows, and preparing strong financial proposals, In Fintech enhances approval chances and ensures faster turnaround time from lenders.

4. Loan Against Property (LAP): Unlocking the Power of Your Assets

A Loan Against Property allows individuals and businesses to unlock the hidden value of their real estate to meet big-ticket expenses. In Fintech offers competitive LAP solutions tailored to the borrower’s financial profile.

Key Features:

  • Loan amounts up to ₹10 crores depending on property value.

  • Funding up to 70% of market value (residential/commercial property).

  • Longer tenures, up to 15 years, with low EMI burden.

  • Both salaried and self-employed applicants eligible.

Be it for business expansion, medical treatment, education abroad, or debt consolidation, In Fintech ensures a smooth LAP process including valuation, documentation, and legal support.

5. Balance Transfer & Top-Up Loans: Optimize Your EMIs

In Fintech also offers loan balance transfer services, allowing borrowers to shift their existing loans to other banks with lower interest rates or better terms.

Services Include:

  • Transferring home or personal loans for lower EMIs.

  • Availing top-up loans on existing loans with improved credit standing.

  • Personalized EMI and interest savings calculation.

This service helps clients reduce the financial burden, save on interest payments, and access extra funds if needed.

6. Services for Sub-DSAs and Loan Agents: Building a Network of Success

In Fintech goes beyond customer lending and empowers Direct Selling Agents (DSAs) and financial advisors with a strong backend support system. Individuals or professionals looking to work in the loan industry can partner with In Fintech to build a rewarding career.

Partner Benefits:

  • Access to 30+ banks and NBFCs through a single login.

  • Real-time lead tracking and payout management.

  • Training on loan products and sales techniques.

  • High payout slabs and timely commission payments.

This ecosystem is ideal for insurance agents, real estate brokers, freelancers, and finance enthusiasts who want to earn by referring loan clients.

What Makes In Fintech Stand Out?

With hundreds of fintech companies operating in India today, what makes In Fintech a preferred choice for customers and partners alike?

✅ Expertise-Driven Advice

Led by ex-bankers, every customer interaction is built on deep domain knowledge. The company doesn’t just sell loans—it advises, guides, and supports clients through the entire process.

✅ Wide Lender Network

With direct tie-ups across India’s top financial institutions like HDFC, ICICI, Axis Bank, Kotak, Bajaj Finserv, and Tata Capital, In Fintech ensures that every borrower finds the right fit.

✅ Technology + Human Support

From document submission to application tracking, the digital platform simplifies the customer journey. Yet, personal advisors remain available to answer queries, ensuring trust and transparency at every stage.

✅ Speed and Simplicity

In Fintech is known for its quick turnaround time, low rejection rates, and simplified documentation. Most loans get approved in 48–72 hours, thanks to the efficient backend processes.

Conclusion: Your Trusted Financial Growth Partner

In Fintech’s service offerings are not just about loans—they are about building financial confidence. Whether you’re a first-time borrower, a growing business, or a partner seeking to enter the booming loan distribution space, In Fintech has the tools, knowledge, and connections to help you succeed.

Backed by a decade of industry expertise, strategic alliances with top lenders, and a commitment to integrity, In Fintech is more than a loan provider — it’s a financial ally you can trust.

Looking for a loan? Need advice? Want to start earning as a DSA? Visit www.infintech.com and take the first step toward smarter financing.